TERMS OF USE

Last Updated: November 14, 2025

Welcome to the website of Stark Financial Advisers, Inc. (“Stark Financial Advisers,” “SFA,” “we,” “our,” or “us”). By accessing or using this website (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

1. No Investment Advice

The information provided on this Site—including articles, charts, commentary, and educational materials—is for general informational and educational purposes only. Nothing on this Site constitutes personalized investment, financial, tax, accounting, or legal advice.
Investment decisions should be made based on your individual objectives, financial situation, and risk tolerance. You should consult your financial adviser, tax professional, or attorney before acting on any information contained herein.

2. No Solicitation or Offer

Nothing on this Site should be interpreted as a solicitation, offer, or recommendation to buy or sell any security, product, or service. Advisory services are offered only to clients or prospective clients in jurisdictions where Stark Financial Advisers is appropriately registered or exempt from registration.

3. Registration Status

Stark Financial Advisers, Inc. is a Florida and North Carolina registered investment adviser.
Registration with a state securities regulator does not imply a certain level of skill, training, or expertise.

4. Accuracy and Timeliness

While we strive to provide accurate and timely information, we make no warranty that the content on this Site is current, complete, or free from errors. Market data, third-party information, and other materials may become outdated without notice. We reserve the right to modify the Site and its content at any time.

5. Intellectual Property

This Site and all of its content—including text, graphics, logos, icons, images, and design elements—are the exclusive property of Stark Financial Advisers, Inc. and are protected by applicable copyright, trademark, and intellectual-property laws.
Unauthorized reproduction, copying, distribution, or modification of any materials on this Site is prohibited without prior written consent.

6. Use Restrictions

You agree not to misuse the Site or attempt to gain unauthorized access to any portion of the Site, its servers, or related systems. Prohibited activities include, but are not limited to:

• Scraping, crawling, or automated data extraction
• Hacking, penetration testing, or security-breaching attempts
• Deep-linking or framing without express permission
• Uploading malicious code, viruses, or harmful material

We may restrict or terminate access to the Site for any user who violates these restrictions.

7. Third-Party Links

This Site may contain links to third-party websites or resources. These are provided solely for convenience and informational purposes. Stark Financial Advisers does not control, endorse, or guarantee the accuracy or security of third-party content and is not responsible for any loss or damages that may arise from your use of such sites.

8. Limitation of Liability

To the fullest extent permitted by law, Stark Financial Advisers, Inc., its officers, employees, affiliates, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to your access to—or inability to access—the Site or your use of any information, services, or content provided herein.

This includes, without limitation, damages for:

• Loss of data
• Loss of profits or revenue
• Business interruption
• Website downtime
• Errors, omissions, delays, or inaccuracies in Site content
• Harm caused by viruses, malware, or technological failures
• Reliance on any information obtained from the Site

You agree that your exclusive remedy for dissatisfaction with the Site is to stop using it.

Nothing in this section shall limit any liability that cannot be excluded or restricted under applicable law.

9. Privacy Statement

Your use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information in accordance with Regulation S-P and applicable state rules.
A link to the Privacy Policy is provided on this Site.

10. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-laws principles.
Any dispute arising out of or relating to these Terms or the use of this Site shall be resolved exclusively in the state or federal courts located in Florida.

11. Changes to These Terms

We reserve the right to revise, update, or modify these Terms of Use at any time. Any changes will be posted on this page with the updated date. Continued use of the Site after such modifications constitutes acceptance of the revised Terms.