Our Services
At Stark Financial Advisers, we provide thoughtful, disciplined guidance built on decades of market experience. Our goal is simple: to help clients make confident financial decisions and achieve long-term success through clarity, structure, and strategic planning. Every service we offer is grounded in our fiduciary commitment to put your interests first.
We design and manage portfolios with a focus on risk control, tax efficiency, and long-term results.
Our approach blends evidence-based strategies with real-world insight developed over forty years in the markets.
Our investment management includes:
- Customized portfolio construction
- Ongoing monitoring and rebalancing
- Tax-efficient investment strategies
- Income and distribution planning
- Strategic allocation using stocks, ETFs, bonds, and alternative strategies
- Options-based overlays, where appropriate, to enhance income and manage risk
A strong financial plan provides the foundation for every key decision. We help clients evaluate where they are today, define where they want to go, and build a clear, actionable roadmap to get there.
Planning services include:
- Goals-based planning and financial projections
- Cash-flow planning and budgeting guidance
- College savings and education planning
- Retirement readiness analysis
- Social Security optimization
Retirement success requires thoughtful planning—before, during, and after your transition. We focus on protecting income, reducing taxes, and aligning withdrawals with your long-term goals.
Our retirement services include:
- Pre-retirement analysis and forecasting
- RMD planning and tax-sensitive distribution strategies
- Roth conversion analysis
- Income sequencing and withdrawal optimization
- Longevity planning
We work to improve after-tax returns through intelligent portfolio design and year-round tax planning.
This includes:
- Tax-loss harvesting
- Capital-gain management
- Asset-location strategies to place the right investments in the right accounts
Coordination with your CPA or tax professional
We help clients clarify their intentions, structure their legacy, and coordinate with estate-planning professionals to ensure everything aligns with their long-term goals.
Estate and legacy services include:
- Beneficiary and account structure review
- Trust coordination and planning
- Charitable giving strategies
- Wealth-transfer and gifting strategies
Support for CRUTs, donor-advised funds, and other advanced structures
Drawing on experience dating back to the founding of the Chicago Board Options Exchange, we offer sophisticated strategies for qualified clients seeking enhanced income or targeted risk management.
Capabilities include:
- Covered call and cash-secured put strategies
- Hedging and protective structures
- Income overlays on existing portfolios
Strategic use of options to complement long-term holdings
Successful investing requires discipline—especially during times of uncertainty.
We help clients stay focused on long-term strategy rather than short-term noise, providing:
- Market perspective and decision-making support
- Guidance during volatile periods
- Regular review meetings and portfolio updates
Your financial life doesn’t exist in isolation. We coordinate with CPAs, estate attorneys, trustees, and other professionals to ensure seamless, unified planning across every part of your financial world.
A Partnership Built on Trust
Our clients value clarity, experience, and the confidence that comes from having a dedicated fiduciary partner. At Stark Financial Advisers, we are committed to delivering thoughtful advice, disciplined strategy, and long-term stewardship for every family we serve.
Stark Financial Advisers, Inc.
Registered Investment Adviser
Headquarters: Okeechobee, Florida
Regional Offices: Lake Worth Beach, FL | Charlotte, NC | Stanfield, NC
Custodians: Pershing LLC and Charles Schwab
Forms ADV Part 2A and CRS are available for download or by request.
Stark Financial Advisers, Inc. is a Registered Investment Adviser regulated by the State of Florida Office of Financial Regulation. Registration as an investment adviser does not imply a certain level of skill or training.